Travel Insurance – Should You Get It? and How We Massively Overspent

As I’ve mentioned before, I still can’t get over the fact that we spent almost $700 on travel insurance, a major part of our budget for SE Asia and still a significant portion of our larger budget for New Zealand. After many hours of research, questions to friends and relatives, and even a poll here on the blog, I’ve come to the disappointing conclusion that we paid WAY too much for our travel insurance. How, you ask? It went something like this:

  1. Travel insurance is complicated.
  2. It’s hard to tell if it’s necessary, but the decision is emotional with respect to peace of mind, for you and possibly your family at home.
  3. It can be quite expensive, especially if you’re not smart about it for cheap trips.
  4. Points 1-3 led me to waste HUNDREDS of dollars purchasing too much insurance.

Here’s what I should’ve done instead and how I’ll buy insurance in the future.

Continue reading Travel Insurance – Should You Get It? and How We Massively Overspent

Two Days in Ho Chi Minh City, Vietnam

 

Ho Chi Minh city is home to 10 million people and 5 million scooters.
Ho Chi Minh City is home to 10 million people and 5 million scooters.

Upon arrival in Vietnam, we spent two days exploring Ho Chi Minh City (HCMC),  formerly known as Saigon. It’s the biggest city in Vietnam. During our time there, we didn’t cover a lot of ground, and spent most of our time just walking around our neighborhood. This was mostly due to the fact that our first few days we were jet-lagged and feeling generally unadventurous. Plus it was really, really hot out. I can tell I wasn’t quite up to the challenge  yet because I hardly took any pictures.

For us, the most uniquely fascinating part of city life was watching the scooters. They flow through the streets like a river, parting and reforming around cars and pedestrians. Honks are very frequent, but seem to be used more as a turn signal than a sign of anger. This makes crossing the street an exciting challenge. When the traffic slows slightly, walk at a steady pace across the street and the scooters will flow around you.  We didn’t see a single accident, but I still tried to keep Adam between me and the traffic just to be extra safe. Continue reading Two Days in Ho Chi Minh City, Vietnam